A Market Full of Possibilities

The U.S. housing market in 2025 has been full of change. While higher mortgage rates have slowed activity in some areas, many experts see signs of stability and even opportunity ahead. Inventory levels are improving, giving buyers more choice, and prices have largely held steady despite the slower pace of sales.

For sellers, this means the market is more balanced than it was during the red-hot years of 2021 and 2022. Instead of dramatic swings, we are now seeing steadier trends that allow military families to plan with confidence.

Federal Reserve Rate Moves Could Unlock More Buyers

One of the most promising developments is the likelihood of Federal Reserve rate cuts next week. Many analysts expect the Fed to reduce its policy rate beginning in the fall, with mortgage rates potentially dipping closer to 6%.

Lower borrowing costs could bring more buyers into the market. For sellers, that means stronger demand, faster offers, and potentially higher selling prices. If you are considering selling before your next PCS move, timing your listing around these changes could be an advantage.

Local Markets With Strong Military Communities

Housing is always local, and military-heavy communities often behave differently than the national averages. Bases bring a steady flow of buyers and renters, which helps stabilize demand even during slower national markets.

• Hampton Roads, Virginia (Naval Station Norfolk, Joint Base Langley-Eustis): This region has one of the largest concentrations of military families in the country, creating consistent housing demand.
  
• San Antonio, Texas (Joint Base San Antonio): A steady influx of military families helps keep the housing market moving, even as interest rates fluctuate.
  
• Fayetteville, North Carolina (Fort Liberty): The area remains attractive to both buyers and investors because of its affordability and strong rental demand.
  
• San Diego, California (Naval Base San Diego, Marine Corps Air Station Miramar, Camp Pendleton nearby): Though California can be expensive, the steady turnover of military families ensures ongoing demand in many neighborhoods.
  
• Honolulu, Hawaii (Joint Base Pearl Harbor-Hickam, Schofield Barracks): High housing costs are a challenge, but military demand adds stability and creates opportunities for sellers.

In these communities, sellers can often expect consistent buyer interest, particularly from VA-loan-eligible families. Even if national numbers point to slower activity, these local markets are often more resilient because of the steady cycle of PCS moves.

What This Means for Military Families

Opportunities to Capture Demand

If you’re stationed in a community with strong military turnover, your home will likely remain attractive to incoming families. With rates potentially falling, more buyers could be ready to move quickly on homes that are priced well and prepared for sale.

Turning PCS Moves Into an Advantage

A PCS move can feel disruptive, but it also creates opportunity. Selling while demand is on the rise may give you more negotiating power. In military communities, there’s almost always a pool of interested buyers—another reason to stay confident.

Flexibility Pays Off

Even if your move happens earlier than expected, being prepared to sell puts you ahead of the curve. With strong guidance and planning, many families are able to list, market, and close on a home quickly—even on a compressed timeline.

The Role of DIY vs. Professional Preparation

Preparing your home for sale doesn’t have to be overwhelming. Many improvements—fresh paint, landscaping, small repairs—can be handled as DIY projects. For larger updates, professional help ensures quality and reduces stress. A balanced approach often creates the best results and helps maximize return on investment.

Final Thoughts From a Real Estate Professional

Should you consider selling before the end of 2025? The answer is: this could be a great year to do so. With potential rate cuts on the horizon, resilient military housing markets, and renewed buyer demand, many families will find favorable conditions.

Every market is different, and every family’s timeline is unique. But by planning early, staying flexible, and working closely with a trusted local expert, you can turn your next PCS move into a financial win and a smooth transition.

The NextGen Home Group

6140 Tutt Blvd, #100

Colorado Springs, CO 80923

719-249-2905